Payment Calculator

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Disclaimer:

New vehicle pricing includes all offers and incentives. Tax, Title and Tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (814) 971-1013 or by visiting us at the dealership.

**With approved credit. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 5.9% interest and 20% downpayment.


 
You’ve done the work to set a careful budget for your next car purchase or lease near Johnsonburg. Now that it’s time to start shopping for a new Chevrolet, GMC in our inventory, how do you know which models align with your budget? Our payment calculator makes it easy! In just a few simple steps, you can learn more about your buying power and estimate the monthly payment for any new vehicle. If you’re wondering, “How do I calculate my payment?” read the directions below. 

How Do I Calculate My Payment? 

Our payment calculator is simple to use and provides Kersey car shoppers with options to customize their payments based on these factors:

  • Vehicle Price: If there’s a Chevrolet, GMC you have had your eye on, or a set vehicle price in your budget, enter that value there.
  • Interest Rate: This number can vary depending on your credit history. If you want to get pre-approved to see what rates you qualify for, you can apply for financing online. 
  • Loan Term: The loan term is the loan length, or how many months you will be paying your loan back. 
  • Down Payment: An important step of using a payment calculator is determining what your down payment will be. This is the amount of cash you pay on your vehicle upfront. This amount is subtracted from the vehicle total to reduce your loan amount.
  • Trade-In Value: If you have a vehicle you plan on trading in, head over to our value trade tool to get a good idea of what your current vehicle is worth. Enter that amount in this section to remove it from your total for the new vehicle.  

Once you fill in these categories, simply hit “calculate payments” to receive your monthly payment. It’s that easy! You can continue to customize these categories until you find a monthly payment that you feel is suited to your lifestyle and budget. Get in touch with our finance team if you have further questions about our payment calculator!

Buy or Lease Your Vehicle Today! 

Are you asking yourself, “What comes next after I calculate my payment?” All that’s left to do is head to Spitzer Autoworld St. Marys! Every day, we help drivers like you from St. Marys to Ridgway find the right vehicle for the right price. Whether you want to lease or finance, we’re ready to help. Find out how our Top Dog Panda ensures you get the best price in the area, and explore the Spitzer Shield benefits that come standard with every new or used vehicle at our dealership.